Independent mortgage advice for developers
The New Zealand property market offers exciting opportunities for developers, but it can be challenging to navigate its ups and downs. Financial advice from qualified professionals like adviceHQ can be the difference between a project's success or failure.
Whether you’re building residential complexes, commercial spaces, or mixed-use developments, understanding how best to finance your project is crucial. Our expert team includes a Registered Mortgage Adviser with over 15 years of financial services experience, as well as a Chartered Accountant. This means we can provide you with comprehensive support to help you reach your development project goals.
How property developers can benefit from financial advice
1. Secure the right funding
- Navigate financing options: Financial advisors like adviceHQ have expertise in various financing options, including traditional bank loans, private equity, and mezzanine finance. They can assess your project’s needs and recommend the most cost-effective and suitable solution.
- Build strong lender relationships: We can approach lenders on your behalf with a well-structured proposal, which will likely increase your chances of securing favourable loan terms and interest rates. We will also negotiate on your behalf to make sure you get the best possible deal.
2. Mitigate risks and maximise returns
- Identify and manage financial risks: Property development projects are inherently risky. We can help you identify potential risks and develop strategies to mitigate them to protect your investment.
- Cash flow forecasting and budgeting: Accurately forecasting cash flow is crucial for the success of any development project. adviceHQ can help you develop realistic budgets to make sure you have adequate funding throughout the project lifecycle. This will help you avoid financial pitfalls and let you make better-informed decisions.
3. Optimise tax benefits
- Understand the complex tax landscape: New Zealand tax regulations around property development can be complex. We can guide you on how to maximise the tax benefits of your development through strategic structuring and minimise tax liabilities. This can significantly improve your project’s overall profitability.
- Structuring entities: adviceHQ can help you choose the right legal structure (for example, company, trust, or partnership) for your project. Each structure has implications for taxation and liability.
4. Exit strategy and long-term plans
- Sales and leasing: We can guide property developers on options for selling or leasing completed properties. Timing and pricing are critical factors.
- Portfolio diversification: We can also provide recommendations on diversifying your property portfolio. This will reduce risk and ensure future stable income streams.
5. Build long-term financial security
- Develop a comprehensive financial plan: adviceHQ can help you integrate your property development ventures into your broader financial goals. We can help create a personalised plan that takes your future aspirations and risk tolerance into account.
- Make informed investment decisions: By analysing your financial situation and risk profile, we can guide you towards making sound investment decisions beyond individual projects. This will give you long-term financial stability and help you achieve your broader financial goals.
Why trust adviceHQ with your development financing needs?
Seeking mortgage advice is an investment in the success and sustainability of your property development ventures. By leveraging adviceHQ’s qualified professional expertise, you can navigate the complexities of financing, mitigate risks, and build a stronger foundation for your property development journey.
Contact us today to schedule a chat and discuss how to achieve your financial goals through property development.
